Some cases may not warrant a separate phone insurance policy, but in others, it may be a wise decision. Device protection plans and mobile phone insurance are important when owning the latest expensive technology. The policies cover a range of costs, including damage, loss and theft, for example. Depending on the phone model, some manufacturer warranties also cover cosmetic damages. These policies generally do not cover loss or theft, though. You should consider purchasing additional protective gear for your phone to keep it in good shape and taking out specialised mobile insurance.

Smartphones are now considered expensive, with flagship smartphones costing up to £1,000. A small mistake could end up costing you a lot of money. However, phone insurance can help you protect yourself against this financial loss. You can choose to include any type of phone with your policy, or take out a policy for multiple devices to cover the family’s phones. It is a good idea to compare the costs of mobile phone insurance before you purchase one. When you need device advice, go to Vodafone Naas at King Communications

Most mobile phone insurance plans include a number of valuable extras, including unlimited cloud storage, identity theft protection, online assistance, and more. In addition to a mobile phone’s hardware, insurance covers the contents inside, such as photos and videos. There are also many exclusions and limits that apply to different plans. Make sure to read the fine print carefully before you purchase a policy. The benefits are often worth the price you pay.